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Mortgage life and disability

New home loans  Home equity loans   VA loans

New purchases Construction loans     FHA loans

Customer service like you have never seen before

You will never miss any time at work while using our service.  We will come to you to answer your loan question.  We offer evening appointments.   We can do the closing at your home or our office.  We offer evening closings too.

Programs that we offer

First time buyers

These programs offer low down payments or no down payments at all.  Oxford County residents may qualify to borrow 102% of the appraisal amount with a fixed rate and no private mortgage insurance!

Fixed rate loans

Whether you are buying a new home, refinancing an existing loan or tapping your equity, we have fixed rate programs for you.

• 10 year loans
• 15 year loans
• 20 year loans
• 30 year loans
• 40 year loans

All rates guaranteed to stay fixed.  No early pre-payment penalties. Click here to apply on line!

How much of a house can you afford?

Use our pre-qualifying calculator to find out!